/* Market Updates: same suit as the homepage (charcoal, bone, gold tie bar),
   tuned for long reading and fast ways to reach Roy. */
:root{
  color-scheme: light;
  --ink:#121212;
  --char:#1c1c1e;
  --char-2:#26262a;
  --line-d:#3a3a3f;
  --bone:#f6f4ef;
  --paper:#ffffff;
  --line-l:#dedad1;
  --stone:#6d6a64;
  --mist:#b8b5ae;
  --gold:#c6a15b;
  --gold-deep:#9a7a3c;
  --display:"Bodoni Moda", "Didot", "Bodoni 72", Georgia, serif;
  --body:"Figtree", "Helvetica Neue", Arial, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{background:var(--bone);color:var(--ink);font:400 18px/1.7 var(--body);margin:0}
img{max-width:100%;display:block;height:auto}
a{color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:1180px;margin:0 auto;padding-left:max(20px, env(safe-area-inset-left,0px));padding-right:max(20px, env(safe-area-inset-right,0px))}
.narrow{max-width:760px;margin:0 auto;padding-left:max(20px, env(safe-area-inset-left,0px));padding-right:max(20px, env(safe-area-inset-right,0px))}
.eyebrow{font:600 12px/1 var(--body);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-deep)}
.ink .eyebrow,.dark .eyebrow{color:var(--gold)}
h1,h2,h3{font-family:var(--display);font-weight:500;text-wrap:balance;margin:0;letter-spacing:-.01em}
p{margin:0}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:600 14px/1 var(--body);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;padding:17px 26px;border:1px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:#d6b26c}
.btn-line{border-color:currentColor;background:transparent;color:inherit}
.btn-line:hover{background:#f3f1ec;color:var(--ink);border-color:#f3f1ec}
.btn-dark{background:var(--ink);color:#f3f1ec}
.btn-dark:hover{background:#000}

/* header (matches homepage) */
header.site{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:rgba(18,18,18,.94);backdrop-filter:blur(8px);color:#f3f1ec;border-bottom:1px solid #2a2a2e}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:10px}
.nav img{height:54px;width:auto}
.nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0;font:500 14px/1 var(--body);letter-spacing:.06em}
.nav ul a{text-decoration:none;color:var(--mist)}
.nav ul a:hover,.nav ul a[aria-current]{color:#fff}
.nav ul a[aria-current]{border-bottom:1px solid var(--gold);padding-bottom:4px}
.nav .call{font:600 14px/1 var(--body);text-decoration:none;color:var(--gold);white-space:nowrap}
@media (max-width:860px){.nav ul{display:none}}

/* breadcrumbs */
.crumbs{font-size:13px;letter-spacing:.04em;color:var(--mist);padding-top:28px}
.crumbs a{color:var(--mist);text-decoration:none}
.crumbs a:hover{color:#fff}
.crumbs span[aria-hidden]{margin:0 8px;color:var(--gold)}

/* blog index hero */
.bhero{background:var(--ink);color:#f3f1ec}
.bhero .wrap{padding-block:0 clamp(48px,7vw,80px)}
.bhero h1{font-size:clamp(42px,6vw,76px);line-height:1;margin:22px 0 18px}
.bhero h1 em{font-style:italic;color:var(--gold)}
.bhero .lede{font-size:19px;color:var(--mist);max-width:62ch}
.bhero .ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}

/* post list */
.posts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;padding-block:clamp(56px,8vw,96px)}
@media (max-width:960px){.posts{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:620px){.posts{grid-template-columns:1fr}}
.pcard{background:var(--paper);border:1px solid var(--line-l);display:grid;grid-template-rows:auto 1fr;text-decoration:none;transition:border-color .2s,transform .2s}
.pcard:hover{border-color:var(--gold);transform:translateY(-2px)}
.pcard .ph{aspect-ratio:16/10;overflow:hidden;background:var(--char)}
.pcard .ph img{width:100%;height:100%;object-fit:cover}
.pcard .pb{padding:22px 24px 26px;display:grid;gap:10px;align-content:start}
.pcard h2,.pcard h3{font-size:24px;line-height:1.2}
.pcard p{color:var(--stone);font-size:15px;line-height:1.55}
.pcard .meta{font:600 11px/1 var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep)}
.pcard.feature{grid-column:1/-1;grid-template-columns:1.2fr 1fr;grid-template-rows:auto}
.pcard.feature .ph{aspect-ratio:auto;min-height:340px}
.pcard.feature .pb{padding:clamp(24px,4vw,48px);align-content:center}
.pcard.feature h2{font-size:clamp(28px,3.4vw,40px)}
@media (max-width:760px){.pcard.feature{grid-template-columns:1fr}.pcard.feature .ph{min-height:0;aspect-ratio:16/10}}

/* article */
.ahead{background:var(--ink);color:#f3f1ec;padding-bottom:clamp(40px,6vw,64px)}
.ahead h1{font-size:clamp(36px,5.4vw,64px);line-height:1.04;margin:20px 0 18px}
.ahead .dek{font-size:20px;line-height:1.55;color:var(--mist);max-width:60ch}
.byline{display:flex;align-items:center;gap:14px;margin-top:28px;padding-top:22px;border-top:1px solid var(--line-d);font-size:14px;color:var(--mist)}
.byline img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:1px solid var(--gold)}
.byline strong{color:#fff;font-weight:600}
.byline a{color:var(--gold);text-decoration:none}
.heroimg{margin:0;background:var(--bone)}
.heroimg img{width:100%;max-height:620px;object-fit:cover}
.credit{font-size:12px;color:var(--stone);letter-spacing:.02em;padding-top:10px}
.credit a{color:inherit}
.heroimg .credit{max-width:1180px;margin:0 auto;padding:10px 20px 0;background:var(--bone)}

.article{padding-block:clamp(40px,6vw,72px)}
.article > * + *{margin-top:1.15em}
.article h2{font-size:clamp(28px,3.2vw,36px);line-height:1.15;margin-top:1.9em;padding-top:.9em;border-top:1px solid var(--line-l)}
.article h3{font-size:24px;line-height:1.25;margin-top:1.6em}
.article p,.article li{color:#2b2926}
.article ul,.article ol{padding-left:24px}
.article li + li{margin-top:.45em}
.article a{color:var(--gold-deep);text-decoration-thickness:1px;text-underline-offset:3px}
.article a.btn{text-decoration:none}
.article a.btn-gold{color:var(--ink)}
.article .cta a.btn-line{color:#f3f1ec}
.article strong{color:var(--ink)}
.article blockquote{margin:1.6em 0;padding:4px 0 4px 24px;border-left:2px solid var(--gold);font:400 italic 23px/1.5 var(--display);color:var(--ink)}
.article figure{margin:2em 0}
.article figure img{width:100%;aspect-ratio:16/10;object-fit:cover}
.article .tldr{background:var(--paper);border:1px solid var(--line-l);border-top:3px solid var(--gold);padding:22px 26px}
.article .tldr h2{border:0;padding:0;margin:0 0 10px;font-size:22px}
.article .tldr ul{margin:0}
.article .note{font-size:14px;color:var(--stone)}

/* stat tiles inside posts */
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line-l);border:1px solid var(--line-l);margin:1.8em 0}
@media (max-width:620px){.stats{grid-template-columns:repeat(2,minmax(0,1fr))}}
.stats div{background:var(--paper);padding:20px 18px;display:grid;gap:6px;align-content:start}
.stats b{font:500 clamp(26px,3vw,34px)/1 var(--display);font-variant-numeric:tabular-nums;color:var(--ink)}
.stats span{font-size:13px;line-height:1.4;color:var(--stone)}
.stats em{font-style:normal;font-size:12px;color:var(--gold-deep);font-weight:600}

/* data table */
.tbl{width:100%;border-collapse:collapse;font-size:15px;margin:1.6em 0;background:var(--paper);border:1px solid var(--line-l)}
.tbl th,.tbl td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line-l);font-variant-numeric:tabular-nums}
.tbl th{font:600 12px/1.3 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--stone);background:#faf8f4}
.tblwrap{overflow-x:auto}

/* inline CTA */
.cta{background:var(--char);color:#f3f1ec;padding:clamp(24px,4vw,36px);display:grid;gap:14px;margin:2.2em 0}
.cta h2,.cta h3{color:#fff;border:0;padding:0;margin:0;font-size:clamp(24px,3vw,30px)}
.cta p{color:var(--mist)!important}
.cta .row{display:flex;flex-wrap:wrap;gap:12px;margin-top:6px}
.cta .btn-line{color:#f3f1ec}

/* FAQ */
.faq{margin-top:2.4em}
.faq details{border-bottom:1px solid var(--line-l);padding:16px 0}
.faq summary{cursor:pointer;font:500 21px/1.35 var(--display);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold-deep);font-family:var(--body);font-size:24px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px}

/* sources */
.sources{margin-top:2.4em;padding:22px 26px;background:var(--paper);border:1px solid var(--line-l);font-size:15px}
.sources h2{border:0;padding:0;margin:0 0 8px;font-size:22px}
.sources ol{margin:0;padding-left:20px}
.sources li{color:var(--stone)}

/* author box */
.author{display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:start;margin-top:2.6em;padding-top:2em;border-top:1px solid var(--line-l)}
.author img{width:96px;height:96px;border-radius:50%;object-fit:cover;border:1px solid var(--gold)}
.author h2{border:0;padding:0;margin:0 0 6px;font-size:24px}
.author p{font-size:16px;color:var(--stone)!important}
.author .row{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.author .row a{font:600 12px/1 var(--body);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;padding:11px 14px;border:1px solid var(--ink);color:var(--ink)}
.author .row a:hover{background:var(--ink);color:#fff}
@media (max-width:520px){.author{grid-template-columns:1fr}}

/* lead form band */
.lead{background:var(--char);color:#f3f1ec;padding-block:clamp(56px,8vw,96px)}
.lead .grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,5vw,64px)}
@media (max-width:860px){.lead .grid{grid-template-columns:1fr}}
.lead h2{font-size:clamp(32px,4.2vw,50px);line-height:1.06;margin:14px 0 14px}
.lead .lede{color:var(--mist);font-size:18px;max-width:46ch}
.lead dl{display:grid;gap:14px;margin:26px 0 0}
.lead dt{font:600 11px/1 var(--body);letter-spacing:.16em;text-transform:uppercase;color:var(--mist);margin-bottom:4px}
.lead dd{margin:0;font:500 20px/1.3 var(--display)}
.lead dd a{text-decoration:none;border-bottom:1px solid var(--gold)}
form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;background:var(--bone);color:var(--ink);padding:clamp(22px,3.5vw,36px);align-content:start}
.f{display:grid;gap:6px;min-width:0}
.f.full{grid-column:1/-1}
@media (max-width:560px){form{grid-template-columns:1fr}}
label,.legend{font:600 12px/1 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--stone)}
input,select,textarea{font:400 16px/1.4 var(--body);color:var(--ink);background:var(--paper);border:1px solid var(--line-l);padding:13px 14px;width:100%;border-radius:0}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,161,91,.25)}
textarea{min-height:100px;resize:vertical}
.form-foot{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:center;gap:16px}
.fine{font-size:12px;color:var(--stone);line-height:1.5;max-width:52ch}
.fine a{color:inherit}
.err{color:#9b2c1f;font-size:14px}
.thanks{grid-column:1/-1;display:grid;gap:12px;padding:28px;border:1px solid var(--gold);background:var(--paper)}
.thanks h3{font-size:30px}
.check{display:flex;gap:12px;align-items:flex-start;text-transform:none;letter-spacing:0;font:400 14px/1.5 var(--body);color:#3d3b37;cursor:pointer}
.check input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--gold-deep)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* related */
.related{padding-block:clamp(56px,8vw,88px)}
.related .posts{padding-block:28px 0}

/* mobile quick-contact bar */
.quickbar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:none;grid-template-columns:repeat(3,1fr);background:var(--ink);border-top:1px solid var(--gold);padding-bottom:env(safe-area-inset-bottom,0px)}
.quickbar a{display:grid;place-items:center;gap:2px;padding:12px 6px;color:#f3f1ec;text-decoration:none;font:600 12px/1.1 var(--body);letter-spacing:.1em;text-transform:uppercase}
.quickbar a + a{border-left:1px solid var(--line-d)}
.quickbar a:first-child{background:var(--gold);color:var(--ink)}
@media (max-width:760px){.quickbar{display:grid}body{padding-bottom:64px}}

.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--ink);padding:12px 16px;z-index:50;font-weight:600}
.skip:focus{left:16px;top:16px}

footer{background:var(--ink);color:var(--mist);font-size:13px;line-height:1.7}
footer .wrap > div{display:grid;gap:10px}
footer a{color:#f3f1ec}
footer .wrap{display:grid;grid-template-columns:auto 1fr;gap:40px;align-items:center;padding-block:48px}
footer img{height:96px;width:auto}
footer p{max-width:80ch}
footer strong{color:#f3f1ec;font-weight:600}
@media (max-width:640px){footer .wrap{grid-template-columns:1fr}}